USAA vs State Farm + CrossFit

I have some really fantastic news. This is going to be totally boring for all of you, but I had switched my car insurance and homeowner’s insurance over to USAA so Jon and I could be on the same policy. Come to find out (which I should have known but somehow missed in my 3 hour long conversation with my insurance companies), when I went from State Farm to USAA, my homeowner’s doubled. I decided, clearly, to switch back to State Farm. In switching back, my homeowner’s insurance amount stayed the same, but somehow my car insurance decreased by $75-100 every 6 months! And if Jon comes over to State Farm, our total payment for both cars for six months will be $729. Holy. smokes. guys. That is INSANE. I just canceled my coverage with State Farm in February and was paying around $550 so to have two cars for $729?! Absolutely!!!! (By the way, USAA was $1029 for both cars with the multi-line “discount.”) And for all you other insured people out there, that’s for 100/300/50 with a $250 deductible for both of our cars. So, despite all my anger that Jon has had to endure after wasting 3 hours on the phone with the insurance companies to double my homeowner’s insurance, it was totally worth it. And besides, that was all my fault in the first place anyway.

Alrighty, so now that we have the boring adult stuff out of the way… I woke up feeling super energized today, which was surprising since I got home fairly late from having sushi with Crista last night and then Jon and I stayed up until close to two, which is super late for this grandma.

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I woke up and started cleaning right away and handling insurance bi’ness. I made it to the noon CrossFit class for 8 minutes of power cleans and a 1 mile run. The 1 mile run felt great. It surprised me since I usually struggle through the first mile but I guess the beautiful weather helped. I used 63# for power cleans (it was supposed to be 90% of your 1 rep max- which was 95# today and I could have gone heavier, but opted not to- my real 1RM of power cleans is 105#) because I’m still really paranoid about re-injuring my thumb. In 8 minutes, I did 60 reps. The mile was untimed.

After that, I came home and did a quick arm workout and then went to The Fresh Market. I thanked my cashier so many times and she didn’t acknowledge me at all. How irritating. Anyway, now I’m getting to some blogs and about to start working on my study guide for my biology lab final tomorrow. I was supposed to be off all day tomorrow, but I’m covering from 7a-11a for somebody and am totally wishing that I wasn’t. But I was only scheduled for 24 hours this week, so I guess I should be glad to up that number by 4. I wish Jon had time to go sit on a patio and have dinner with me, but I think he may have some homework to do. Can’t keep up with him now that it’s finals time!

Everybody have a good evening!

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6 thoughts on “USAA vs State Farm + CrossFit

  1. I hate car insurance so much, it costs so much lol. But then you get into an accident and total your car or someone elses and you understand why. I pay $1,100 for the year for mine and I wish it was lower. It will be in November once that speeding is out of the way and my record is absolutely clean again.

    Wow, I can’t believe you have finals so early. I always had them on the second week of May. That’s good, the earlier the better. Good luck!

    • I think the south typically ends school earlier! When I lived in north, we used to get out of school late in June and not go back till Sept. Down here, we get out at the end of May and go back mid August. In college, I have always been done the first week in Dec and the first week in May, if not earlier! This is the lowest my car insurance has ever been and I’m excited!!! Mine used to be about $900 when I was on my mom and dad’s, and then I’ve been at $1100 without all the big discounts from so many cars. This will be the cheapest I’ve ever paid and I’m so excited!

  2. runninginscrubs

    I love the Fresh Market, so yummy! And also hate car insurance- thanks for the post, you reminded me I need to pay mine next week!

  3. New Jersey has the highest car insurance of any state. I don’t even live near the turnpike or frequent it very often. It’s because of North NJ being basically an extension of NYC…South Jersey is more southern and rural (surprisingly…). Anyways rant over.

    I’m glad you were able to get your insurance lowered and cheaper. That is awesome.

  4. You know I love keeping up with you (and sharing our stupid licensure challenges!) so I have nominated you for a Liebster Award!
    http://runs4treats.wordpress.com/2014/04/26/liebster-award-2/

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